In our ongoing global crisis with several countries in increasing financial and economic troubles and growing debts. Billions of individuals, families and corporations are in debts at the verge of defaulting and complete failure. We have acquired or maintained in many countries a culture of debt and borrowing oriented tradition of first spending then may be earning later ...
It is time to understand the deepest sense of money in our all lives and cultures. We all as spiritual beings some day are destined to return home to God. At home in God we have NO money. We have love and we have true absolute values. Values are deeds created out of love for the joy and happiness of others. Values are the result of ourselves growing strong in our hearts and having acquired skills, expertise and the power to perform and supply when ever our loving help or service is needed. Our true and eternal value is our innermost and completely evolved nature of being a source of love, bliss and joy for others.
Money in our world substitutes value while we all have to learn again to truly love each other again. At home in God we have NO debts, NO credits, NO mortgages, etc. God's spiritual world is our home made of love. We earn based on our love given, based on our values created and given to all creation.
To understand our relationship to money here and now we need to have a look at what we mostly do with money we earn. While some of the very richest ones may do a few other activities with money, such as buying positions, buying supporters, buying lobbyists, bribing persons in mighty or important positions, purchasing security forces, buying armies of soldiers and policemen to "defend" or support or enforce their own cause or opinion against all opposition of our selfish goals ...
The vast majority of may be some 90% or more percent of the global population uses money mainly to:
- buy daily basic food and drinking water
- buy daily needs such as soap, shampoo, household cleaning and other hygiene products
- pay for basic housing needs and basic furniture such as beds, etc
- pay for daily bills for amenities such as electricity, water, sewage and garbage
- pay basic schooling needs for children
- pay basic medical care and health care
- may be enjoy some recreation and social activities or an annual vacation
To really understand the widespread misconcept of debts, mortgages and purchasing on credit cards, we do a little mental exercise:
If we replace the word money or the name of our currency like EURO, US dollars, etc with the real values we buy with our money, then we will easily understand why we never can borrow real value.
Money in our world is only a virtual value, in many cases a piece of paper of absolutely NO real value at all. We imagine a value attributed to that piece of paper according to what numbers are printed and what country has issued that "piece of paper" ...
Now we replace 1$ with 1kg potatoes, 1kg noodles, 1kg rice, 1 liter drinking water, 1 day housing, .... etc.
Instead of having ONE $ we may have ONE kilogram of rice or potato or 1 liter of clean natural drinking water.
While we may borrow 1 $ from a bank - the bank has borrowed that same 1 $ from another bank or investor, ... or the bank may have borrowed from its national bank which just prints a bunch of papers with 1$ value printed. We see that money can be created by printing or even more modern by simply adding virtual money into computer accounts by changing bits and bytes without adding real value at all.
If you use the "real stuff" we actually use our money for - rice or potatoes or drinking water or any other basic daily need, then we see:
Can you drink a liter of water without having actually created or obtained REAL water? NO! Can you eat one kg if rice before that rice has actually been planted, harvested and processed? NO! Can you apply a life saving medicine before that medicine actually has been invented and created? NO!
We see that virtual values can be artificially multiplied by many means such as printing more paper money or issuing more digital values by changing bits and bytes in your bank account. Virtual money value in credit cards ca be multiplied by simply raising your credit limits or increasing your borrowing limits or mortgage limits, or by refinancing - i.e. by replacing one mortgage form bank A by a may be cheaper or more expensive OTHER mortgage from bank B.
Such virtual value worlds have been created as a result of our own stinginess, greed and laziness. We look for solutions to enjoy more values than we created ourselves true absolute values in our past. In real world and later at home in God, we have:
- NO credits at all, no credit limits, no mortgages, no credit cards or similar borrowing systems
- NO storage system to save values for later, no bank or saving accounts - we let all our values flow
- NO employees to do our work or to help to do our own work - we do our work ourselves with our own body, mind and soul
- NO outsourcing to do our dirty, dangerous or boring work - we do all our work ourselves
- NO helpers to do our own duties - we all enjoy life, we all contribute by fulfilling ourselves our "duties"
- NO security guard, no military, no police, no protection of any kind to protect us from our own karma or mistakes
We create real values and thus enjoy real benefits according to our own merit. If our very personal efforts increase - so does our own joy of life. Our own life, our own strength in life as well as our own true freedom in eternal life depends on how much we do all on our own without outsourcing, without using other beings powers and energy. We are all social beings by nature. Hence we all have deep inside a natural desire to do something for others. Hence we really enjoy being expert in the creation of a really useful, really helpful product or service to be offered to others. Hence we have a natural instinct to open our hearts and souls for a mutual exchange of values. Without money, without accounting, without government control or influence - but based on love and true needs only.
In real life we always first need to create a value, then enjoy the results of our efforts. In our earthly life we can start to practice the very same. By limited our spending to be within our earnings. We can reduce our global problems by shrinking ALL our spending, energy consumption and usage of other people's services and values to within our own creative productivity.
To understand the meaning of real values vs virtual values better, a little imagination exercise for you: Imagine you are hungry and go to your father for diner. Your father has no food but gives you a yellow paper certificate for a diner at home. You go home to your mother and give her your yellow diner certificate .... Instead of giving you your diner, she gives you a red printed certificate or 1.1 diner tomorrow. Tomorrow you go even more hungry to your mother and want your 1.1 dinner. Your mother says "today I have no real food at all, but I give you a blue certificate for 10 free diners PLUS 10 fresh fruit juices and 5 of your favorite cakes - all redeemable next year."
Austerity measures applied need to strictly and very substantially reduce public spending because public spending always is done with borrowed money, with your tax money to be paid in future weeks, years or decades. Security and defense spending only is needed as long as we or our governments are messing up this world and thus create enemies to fear. If your entire world, your business, all your activities are based on love only, then no one on earth ever can become your enemy and thus no defense at all is needed. For the government to spend 1 Million dollars to support our failing economy, tax payers may need to pay a multiple of 1 Million dollars. A government uses the majority of tax money for self administration and only a tiny part for the improvement of life among its tax paying people. Hence to pore Billions into a failing global economy costs many times more to all tax payers and finally results in even greater financial and economic problems to occur some times later. Instead we all have to learn to live well within healthy natural limits of global resources shared equally among all and at the same time preserving, maintaining and protecting our biggest global value - our nature as a sacred unique gift of love from God.
If your own life may appear too poor or too simple, then improve your real life qualifications to increase your real world usefulness and helpfulness. Improve and increase the real life values created by you. The more real value you create for the benefit and happiness of others, the better, more enjoyable, more happy your own life will be. Happiness in our lives has absolutely nothing to do with the amount of available money, but with the presence and availability of real values in our lives. There are villages and communities having may be no money or less than a single US$ per day, yet having all their needs and a happy life within a happy community because they all have learned to create real life values to exchange and freely let flow within their own community and toward outside communities as well. In addition we may want to strictly practice to pay honest prices and honest wages for all services or products we receive and enjoy from others to establish equality and social peace among all creation.
Love and bliss
hans