Value of stock - stock is virtual value only and lacking any true value. Value of shares is in the mind of share holder and stock exchange experts only

Looking at today's global economy and the Billions and Trillions spent to bail out global money players, it is hopefully apparent to most normal people that stocks, shares in other companies is bad idea to earn money.

Why do people invest in other business, why do people buy shares from other companies ? The answer is simple, people love to earn money without having to actually work for their earnings. Hence investors buy shares from apparently good running sound business hoping to get a profit payout by the end of the year without having to get dirty hands or tired body.

Of course if that system works for a limited while, then such global players - I really and literally MEAN players in the sense of gamblers ( like poker players ) may earn up to millions or even billions. But of course the more they earn the more other people also love to earn money without having to work. One day all are involved being shareholders and soon no one wants to do the real work. If all are investors and no one blue collar worker, then suddenly the soap bubble blows up. And all money is gone.

Shareholder is NO job, shareholder is NO way to earn a honest living. Later more on that.

In the business or circus of shares, stocks and profit sharing among investors and CEOs or other top level executives, it is apparent that each and everyone wants to earn as much as possible without really getting involved in production work. In rare cases a CEO alone may earn as much annual wage as all his blue collar employees alltogether. Is such social or loving behavior ? Make up your own definition and mind.

Prices in today's market of oil and other commodities are all artificially inflated. Same is valid for prices for gold, other metals, diamonds, etc. If demand shrinks, then supply is artificially reduced to keep prices UP. Same also may sometimes be practiced with such simple high demand items as micro processors ( CPU ) or RAM chips and other electronic components.

All these prices are absolutely virtual / artificial prices far from reality of a free market. But there is no free market and never has been a free market for a long, long time. Everything that enjoys a natural and high demand either by industry or by consumers, such as gas / oil prices, is manipulated to the extent to artificially create highest market bearable prices resulting in highest possible profits for the top level management and world of finances.

You are a "simple worker" ? Nothing to worry, me too. Later I explain you that we simple "worker" and consumers actually are in full control of all Billionaires and Multinational global players.

This artificial manipulation of natural prices of course one day meets its self created grave yard. Such as happended and still is happening these very weeks and months. The system of investing and earning without working is like those old fashioned chain letters where each one paid a sum to one of list members of an eMail or letter. The first ones all paying - after a while some who initiatied that chain letter may receive thousands of $. One day all potential recipients are done and the last many get nothing at all.

Investing in other people's business to live form THEIR work and creative productivity is totally unspiritual. Hence all those investors and global money players mail to qualify for real human life at home in God. Thus all global money players may eventually face the risk of getting a FREE ticket back to this very planet for another reincarnation ... as worker and simple laborer to experience and learn real usefulness and real work.

Who is stronger, the Billionaires, shareholders or the simple workers and consumers ?

Of course, the simple workers and consumers! Why? Look for example at these very days oil producing OPEC countries meeting these days in Vienna. Why? Because they are shocked and most likely scared to see the oil prices drop even further down. Recently near 150$ - now around 70$. Scaring to see that billionaires are missing the Billions for their daily pleasure and expense of noble entourage. Hence the meeting's goal is to artificially reduce oil production to artificially keep prices for crude oil at a certain high level. Allowing the OPEC countries to keep on living in luxury and keep spending and wasting money in abundance. The fact that OPEC meets prematurely to agree on reduction of oil production and thus on price manipulation shows that in recent weeks the global consumers had a MOST powerful impact on these Multi Billion $ profit OPEC countries.

Some 2 months earlier the crude oil price was near 150 US$, now today around 64 US$ per barrel. The OPEC countries got used to spending. Consumers scared of excessive prices and thus consumers reduced consumption until rices were nose diving to the point to scare OPEC Billionaires.

All power is with the consumer - if the consumer is in control of his own spending! The consumer, the factory worker. the blue collar worker is in full control where his expertise goes and where his money goes. Every qualified blue collar professional has the opportunity to do some reasonable saving and start his own small quality and service oriented business at home serving his community and neighborhood.

Consumers like you and me when all joint in a wise behavior definitely have the power to adjust our world in peace. We reduce consumption - prices go down. We waste more - prices go UP. Gadgets and luxury producing companies NEED money to pay for their excessive lifestyle. Hence they do whatever necessary to make us spend again more money. If needed they shrink their anyway far excessive profit margins just to make products or services / commodities attractive again. The fact that OPEC for example can live / survive with 150 $ / barrel or with 64 $ / barrel also shows that if really needed OPEC also could produce again at far less than 70$ and still have sufficient profits to invest in development and progress of future technologies.

Consumers having abundance of money can spend as much as they love and enjoy. If money however gets critical, consumers start to review their priorities and adjust. Almost all car owners can instantly reduce gas consumption by up to 90% within a single day and during a lasting period. One day some 15 years ago I suddenly decided that I no longer need any car at all. Hence within weeks I sold my car and instantly reduced fuel consumption by 100%. Or nearly 100% because I started to use public transportation now and then, hence I used a tiny share of public transportation fuel consumption. I really tiny percentage compared to owning a car and driving thousands of useless kilometers just for having a coffee or cake here and there.

Consumers during highs of global economy can consume. But consumers in any critical situations also can stop to consume and instantly limit consumption to real basic needs. Basic needs being simple, healthy food prepared and eaten at home insted of dine out. Disco, movie and most other expenses can easily be dropped over any period of time without even experiencing any reduction in quality of life. Quality of life depends on many OTHER factors but rarely on expenses beyond basic needs.

With this power to stop or VERY drastically reduce instantly our consumption, we have FULL control over the multi Billion $ finance players of any industry.

• We easily can live and travel without owning a single car
• We can work using public transportation, walking or using modern bicycle
• We can enjoy free time outside expensive clubs, in God made nature, among friends
• We can eat at home, invite friends and exchange mutual diner invitations and BBQ with friends, family members and neighbors instead of dining out.
• We can live in much smaller houses, houses the size we can pay and afford without any mortgage, paid in cash out of our pocket from real earnings.
• We need NO bank as long as we are ready to spend within the limits of our wages, paying cash, earnign our money on our own without stocks and share.

We as consumers have full control whether or NOT we want to spend money and how much money we want to spend. We also have full control where we live, where we work, what type of work we have. We can move to other places of our own country or to another country. We can change our job, improve our professional qualifications to secure our job-future. The better qualified in real world skills and needs we are, the more secure our professional future and thus the more stable and secure our financial future and life in general!

We need NO banks at all

If you spend within the limits of your earnings, if you invest all excessive revenue into your own future and into social welfare of your neighborhood and community. Then we need NO bank at all. Banks are needed if you want to spend more than you earn. Or if you earn too much and want to put your savings into a bank account instead of investing your excessive amounts regularly into improvements of your life, your professional education and training above all and into charity and helpingothers around you.

Hence If we stay all life clear and free of any debts, loans, credit cards, except debit cards if really a plastic payment is needed. Then we have absolutely no need of banks and thus never need to fear bankruptcy or fear foreclosure. Foreclosures is the result of spending more than earning. Of wanting to appear richer than you actually are.

If you really need to drive a car, you also may drive a 5-8 year old second hand car, affordable and payable in cash. Instead of startign to appear rich in early life by spending lots of borrowed money, you cold as well learn to grow slowly months after months, year after year as you work and earn honest money!

No one on this planet ever has force you to act stupid and waste your freedom by getting unaffordable mortgages and abusing numbers of credit cards at horrific interest rates. To act stupid ws your own choice!

Understand the complex manipulation of all global finance markets. Use common sense. If Trillions of US$ are needed to bail out all global banks and finance companies and major industries, despite the fact that their CEOs earned 2 or more digit Million $ amounts yearly. Despite that these companies made hundreds of Billions $ profit over years or decades. If such an extreme money system collapses within days or months then it should occur everyone that such systems and industries are simply WRONG. No bailout amount really can rescue such wrong paths. Wrong is wrong. Communism proved wrong years ago, socialism proved wrong in the past, capitalism also proved wrong these very weeks and months.

If things go wrong. If a global economy system collapses into deepest global crisis, then it is time to completely review ALL other options or search other options. Above all we all need to learn to stay well within our OWN limits in all our work,speding, earning, doing business, etc!

All the past systems used and tried on this planet had one in common. Lack of love, exclusion of God - our all creator! let's learn a global community based on God's love. Based on mutual love as one family under God's direct guidance.

Those producing real value survive all crisis

If you have a job creating or providing a real value to all average persons, then your future looks stormy but secure. If you are in the white collar jobs, in administration, in toys, gadgets or luxury items then you have justified reason to fear and to panic. If you never have learned a real job, real work, using your hands and brain combined, if you are living from stocks and shares, from other people's success or failure, from other people sweating for you, then you have simply no future at all. NO future at all from eternal point of view! Here on earth you may find or create again for a limited period of time a new group of people willing to work for you - until the last human on earth has learned to BE free and to actually use his freedom.

All the power to create or adjust your own future is within all those doing real work - no matter what kind of useful, helpful real work. All you need to learn is to live within your own limits. Stay free from any entanglement and financial contracts limiting your freedom in any way. Buy only what you can pay cash. Use only what you really NEED for a truly happy life.

I have seen far more happy people living in simple communities - communities acting like one true family. Communities / villages preparing and learnign for our life beyond death. A life based on mutual love reflected in all around mutual usefulness of all members of the community family.

Rich people, shareholders and stock exchange experts fear death because they loose all they have and have neither skills nor love needed to be of any value or use. Hence all they have left is the paper and virtual values they created in their mind. Stock exchange is just like a poker game. Hoping buyers belief the value bluffed by stock players. It is up to you to recognize such games and stay out of such games. Live your simple but happy life and learn to control your own destiny and life all the way as needed for a successful life.

Love and Bliss

hans