When you import a new plant such as any vegetable, potatoes, rice, fruits, etc - then usually it all starts with a handful of seeds or a few dozen of seedlings, cared for and multiplied season after season until a village and later an entire valley can feed from the harvest.
The same principle applies for spiritual life. We all - absolutely ALL - got a handful of divine gifts, a strong and healthy body and a healthy, clear common sense. Now it is up to us to multiply our efforts and create an ever growing flow of resources for the mutual benefit of all mankind and all creation.
Some have lost all "seeds" given by God and need credits, loans and mortgages - other have multiplied so much that they have a steady flow of love and loving goods / services to share with all world.
To create an abundance out of what God gave us at the beginning is the ultimate goal for all mankind - a lesson we all will learn and master for the remainder of eternity - to become a source of love, help and fun for all creation - God-like.